Please fill out the form below, then click "Next" to continue to the Pre-Qualify worksheet.
Please note : For the fastest , easiest and most efficient results an online application is best .
The most successful Realtors ask that you have a preapproval when you are ready to see, search and make an offer on that perfect home.
The difference between a prequalification and a preapproval? A Pre-qualification is a conversation. A Preapproval the loan officer will complete a loan application, pulls a Tri Merge Credit Report & reviews your most recent pay stub, bank statement, and last two years tax returns/ W-2's .
A prequalification is a great way to build correspondence, knowledge and trust with a lender. Typically a seller is advised to only accept a preapproval by their agent.
Please make sure you are working with a loan officer that can accomodate your individual financial situation & needs .