Crossroads Home Loans

Welcome to Crossroads Home Loans. We are a digital-based Mortgage Firm via online, email, phone, or in-person; whichever you prefer. We are at the forefront of all industry leaders in mortgages to find and search for the most competitive product and terms for you.

Enjoy our outstanding 5-star customer service through individual attention. Our experienced team is accessible to meet your personal short and long-term financial goals while making the lending process simple. We know that each customer has specific needs, so we strive to meet those needs with a wide array of products and services.

Buyers, Sellers, or Refinancing. We pride ourselves on our consistent referral base from Past Clients, Lenders, Broker Firms, Attorneys, CPAs, Accountants, Bookkeepers, Financial Planners, Local Businesses, Buyers, Sellers, Realtors, Investors & our peers in the industry.

Through our website, you may simply inquire or submit live complete online secure information, upload documents & see your credit report & credit score instantly "for free". You may obtain a preapproval or with documents and credit an actual "Underwriter Review" Approval with our on-staff underwriting team to provide an actual mortgage approval so you may have a much better chance to WIN! in MULTIPLE OFFERS.   
We have an array of mortgage products to match your specific needs. If better for you please may make an appointment to stop in and see us at our office. 
After entering your information online, a representative may contact you or you may follow up at (330)321-6400 (440)638-5280 (800)413-5857.
If quick answers are what you are looking for and you would like the complexities of the mortgage business made easy for you then we are your team. 

Please browse our website & take advantage of our extensive tools. We provide access to mortgage calculators, amortization schedules, credit estimators, documents required, loan process, definitions in the industry & loan program summaries.
You may fax (330)662-0228 or email All faxes you may send will come right live to our cell, or upload to the secure portal from your cell phone, laptop, or tablet. We provide access to and utilize easy e-signatures for a fast precise transaction. Not a minute to waste. Wherever you are purchasing or refinancing, we have the team, technology & loan products to meet your needs.

First, we will get to know you so we may provide options and answer all your real estate questions in order to understand which mortgage option is best for you. Items to consider:
We strive to give you the highest buying power with competitive terms for a low down payment to keep your assets intact. With low mortgage insurance and lower interest rates for higher buying power. This may afford a much higher-priced home with a lower monthly payment & less money down. Our goal is seamless in service so you may obtain the best home loan possible?

Once our team understands your needs. So no matter if you're looking to buy your new home, or refinance the home you currently live in our team will ensure:
  • Fast closing times, the average clear to close 8 days 
  • Higher buying power by 20% with reduced mortgage insurance as we shop this too for you
  • Competitive loan rates and terms
  • 5-star service and a customer for life.
  • Constant communication

Please see our 5-star reviews online and multiple customer testimonials. Our #1 referral source is past clients. 

I just wanted to take a moment to thank Crossroads for their hard work. My wife and I were getting very frustrated, went through 3 lenders, and nobody could get the deal done! I called Lisa, she took my deal and had a clear to close in 9 days! She’s nothing short of amazing! If I could give 20 stars I would! - Scott Engle, 5 Star Zillow
Closed my loan in 19 days!! Cross Roads really goes to bat for their clients, and has a lot of knowledge. - Brad Karwowski, 5 Star Google
Lisa worked super hard to get us a mortgage on our beautiful home, and we are so thankful we chose Crossroads. We bought a FSBO, so we really leaned on her a ton for knowledge and info and she did not disappoint! - Jessica Tobin, 5 Star Facebook

Finally, after your home buying/refinancing loan has been handled our job does not stop there. We understand that after your loan is closed, you may still have questions, need help, or even want to get another loan, and because of this our team will always be available to you. (We Don't Close & Forget You)

This dedication to our customers is one of the biggest reasons why we get so many referrals from:

  • Home Owners
  • Past Clients (our #1 referral source)
  • Real Estate Agents
  • Mortgage Broker Firms
  • Attorneys
  • CPAs
  • Accountants
  • Local Businesses 
  • Retail Banks, Savings & Loans & Credit Unions 
  • And More!

Therefore if you would also like to enjoy our 5 Star customer service, and get the best home loan/refinance option possible for you apply online by clicking below, or give us a call in order to start your mortgage process today.

Through our website, you can submit a complete online secure application for any and all mortgage products or call or stop in and see us at our offices. After applying online, a representative will contact you. Our goal is to get the quick answers you are looking for and make the complexities of the mortgage business easy for you to understand so you feel comfortable with the process.

Please browse our website & take advantage of our extensive tools on site such as mortgage calculators, amortization schedules, credit estimator, documents required, loan process & loan program summaries. We utilize e-signatures for a fast precise transaction. Not a minute to waste. Wherever you are purchasing or refinancing, we have the team, technology & loan products to meet your needs.

hand holding out a pair of keys with blurry houses in the background for buying a new home

Are You Buying A Home In Ohio?

Welcome to Crossroads Home Loans, NMLS 252654 MB 803916,  a full-service mortgage company based in Medina, Ohio that specializes in getting you the best home loan in your area. Our specialized team works with each home buyer individually in order to find the best mortgage loan, rates, and even lender so that you know all the options available.

The online application is easy, secure, and allows us to get a home loan for just about anyone looking to buy a home.

Therefore, when you're ready to get your home loan give us a call so we can get you the best rates possible. 


a wodden house on the left with 3 coin stacks to the right of it and a green sprout growing out of each coin stack

Refinancing? We can help you with that, too!

Better terms, interest rate, consolidation or cash out? 

FHA Streamline (refinance no appraisal necessary for a lower interest rate)
FHA Cash Out  (cash out, consolidate debt)
FHA 203K (renovation loan with 3.5% down)
VA IRRRL Streamline (just for lower rate no appraisal necessary)
VA Cash-Out (finance cash out up to 100% of the value)
Rate & Term (refinancing the first mortgage only)
Conventional (traditional loan)
USDA (Rural Loans with 0 down)
Commercial ( whether an office building, storefront, apartment building, etc) 
Contact Crossroads Home Loans, a dba of Crossroads Financial of NE Ohio, LLC, NMLS 252654 MB 803916 today to discuss your mortgage loan options, and find out which loan program will best suit your needs. Locally owned (both companies) in Medina, Ohio & Northeast Ohio (support local business).

Call Our Experts Today!

Start Now

Begin the process by calling us today or fill out an online application. For a start, we make the process hassle-free. Not to mention, closing can be as convenient as e-signatures with an online notary at any location! Loan Advisors are standing by 7 days a week to help. Above all, we will find the loan program that fits your individual financial goals. So, let’s get started!

Apply Now